How does Bunse handle Buy Now, Pay Later (BNPL) purchases?
Klarna, Clearpay, PayPal Pay in 3 and other buy now, pay later repayments can be tagged as BNPL, whichever provider you use.
Updated 17 September 2026
Klarna, Clearpay, PayPal Pay-in-3 and similar repayments — any provider, no fixed list — can be tagged as BNPL from the Suggestions tab. This tracks how you paid, separately from what you bought; the purchase itself still counts as normal spend. A trend only shows up once it's a real pattern, so it won't clutter things for an occasional user.