Terms & Conditions

Last updated: [date]

Draft — not yet reviewed. This page is a skeleton, not final legal copy. It has not been reviewed by a legal professional and should not be published or relied on until it has been — particularly the liability, warranty, and beta-software sections.
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  1. Acceptance of terms
  2. Description of service
  3. Eligibility
  4. Beta software
  5. Not financial advice
  6. Your data & backups
  7. Acceptable use
  8. Third-party services
  9. Limitation of liability
  10. Termination
  11. Governing law
  12. Changes to these terms
  13. Contact

Acceptance of terms

[Placeholder] By accessing or using Bunse, you agree to be bound by these Terms & Conditions. If you don't agree, please don't use the app.

Description of service

[Placeholder] Bunse is a personal finance tracking application that lets you record and monitor your budget, savings, investments, loans, credit cards, and mortgage in one place. Bunse does not connect to your bank accounts and does not move or hold your money.

Eligibility

[Placeholder] You must be at least [16/18 — confirm] years old to use Bunse.

Beta software

[Placeholder] Bunse is currently offered as beta software. It is provided "as is" and "as available", without warranties of any kind, express or implied, including as to accuracy, reliability, or fitness for a particular purpose. Features may change, break, or be removed without notice during the beta period.

Not financial advice

[Placeholder] Bunse is a tracking and calculation tool. Nothing in the app constitutes financial, investment, mortgage, tax, or legal advice, and no adviser-client relationship is created by using it. Always seek advice from a suitably qualified, regulated professional before making financial decisions.

Your data & backups

[Placeholder] Your financial data is stored locally on your device. You are solely responsible for backing it up using the export feature. We are not responsible for data loss resulting from device loss, damage, uninstallation, or failure to export a backup.

Acceptable use

[Placeholder] You agree not to misuse Bunse — including attempting to reverse-engineer, disrupt, or gain unauthorised access to any part of the service, or use it for any unlawful purpose.

Third-party services

[Placeholder] Optional integrations, such as Alpha Vantage for investment prices, are provided by third parties and governed by their own terms. We are not responsible for the availability or accuracy of third-party services.

Limitation of liability

[Placeholder — needs legal drafting.] To the fullest extent permitted by law, Bunse and its creators shall not be liable for any indirect, incidental, or consequential loss arising from your use of, or inability to use, the service, including loss of data or financial loss resulting from decisions made using figures shown in the app.

Termination

[Placeholder] You may stop using Bunse at any time by uninstalling the app. We may suspend or discontinue the service, in whole or in part, at any time, particularly during the beta period.

Governing law

[Placeholder] These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales — confirm this is correct for the entity operating Bunse.

Changes to these terms

We may update these terms from time to time. Continued use of Bunse after a change is posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent to hello@bunse.uk.