Because Adulting is A SLOW BURN.

Bunse tracks your budget, savings, investments, pensions, loans and mortgage — all in one place, so the spreadsheet finally gets to retire.

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Overview Budget Savings Investments Pensions Loans / Credit Mortgage Insights Overview Budget Savings Investments Pensions Loans / Credit Mortgage Insights
39%
of UK adults who budget do it on a spreadsheet — versus just 9% on a budgeting app. Bunse's real competitor was never another app.
84%
of UK consumers don't trust that open banking is safe. Every mainstream competitor requires a bank connection. Bunse never does.

Your money spreadsheet, but it does the maths.

Mortgage overpayments, 0% deadlines, portfolio gains, deposit goals — tracked properly, on your phone. Bunse never asks for your bank login.

The Problem: Six apps, and still a spreadsheet

Your current account is in one app. Your ISA is in another. The mortgage is on a lender portal you log in to twice a year. The credit card has a 0% deal ending at some point you can't remember.

None of them talk to each other. So you open a spreadsheet, key it all in, and try to work out where you actually stand. That spreadsheet is doing something valuable. It's just doing it badly.

The Solution: Bunse. One place. Properly calculated.

Bunse holds everything — budget, savings, investments, loans, credit cards, mortgage — and gives you a single net worth figure that accounts for all of it, debt included.

Then it does the parts a spreadsheet can't do without an afternoon of formula-wrangling.

Bunse
Your net worth
£113,650.97
↗ +£1,115.21 (+1.0%) this month
Safety flame
Held back by credit utilisation — bringing this under 30% would help.
Savings rate · 17.1% Utilisation · 80% Emergency fund · 0.4 months

Watch the flame grow

Bunse scores the things you actually control — how much you're putting aside, how much of your credit limit you're using, how many months of expenses you've got covered — and turns them into a single flame.

Small and amber when you're getting started. Full heat when everything's where it should be.

When does your 0% interest free period actually end?

Track balance transfers, money transfers and purchases separately, each with its own rate and interest-free deadline. Bunse shows what's still at 0%, what's started accruing, and warns you before a promo window closes.

Should you overpay the mortgage?

Enter an overpayment and see the interest saved, the years cleared early, and the debt curve with and without it. Log real payments as you go and watch the projection update.

It never asks for your bank login

Bunse has no bank connections, by design. There's no Open Banking consent screen, no third-party aggregator, no credentials to hand over. Your accounts, balances and transactions stay on your device. Export everything as a file whenever you want — it's your data, and it stays that way.

Got a statement to enter? Import it directly from a CSV, QIF or OFX export. The file is read on your phone and never uploaded.

Overview

Net worth, transactions and upcoming liabilities — one unified dashboard.

Budget

Dynamic pie charts. See your true surplus cash at a glance.

Savings

Visual goals. Watch your safety net grow over time.

Investments

Keep track of your holdings. Enter your own market data provider's API key for price changes.

Pensions

Workplace pensions and SIPPs, with employer contributions tracked separately so you can actually see the free money add up. A rough checkpoint against your age and salary — never advice.

Loans / Credit

Track utilisation. Pay down debt efficiently.

Mortgage

Deposit HubSet a deposit goal and track your progress.
Repayment HubTrack your mortgage for the entire term. Automatic monthly payment logging. Log your mortgage product. Overpayment savings calculator.

Insights

Spend trends by category and merchant, "wants" tracked separately from your budget, custom groups you define yourself, income against real spend month by month — every chart drills down into the real transactions behind it.

Ask Bunse

"How much did I spend on Groceries last month?" Ask a plain question, get an instant answer. No chat, no AI service — worked out entirely on your device, like everything else.

Plans

The hottest way to track your cold hard cash.

Free
No card required
  • Budget tracking
  • Savings tracking
  • Investments — own API key (max 3 holdings)
  • Pensions tracking
  • Loans / credit tracking
  • Import .csv, .qif, .ofx, .qfx, .qbo
  • Mortgage module + LTV tracking
  • Automatic repayment logging
  • Interest-rate change previews
  • Advanced overpayment calculator
  • Insights
  • Discretionary spend tracking
Ignite
Coming soon
Monthly
£3.99/mo
Save 37%
Annual
£29.99/yr
  • Everything in FREE
  • Sync to multiple devices
  • Shared household access
  • Advanced mortgage projections
  • Advanced insights

Coming soon to Android and iOS

Bunse is currently in beta as a web app. Native apps for both platforms are on the way.

Coming soon onGoogle Play
Coming soon on theApp Store